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By clicking "Apply Now", you will be redirected to a secure third-party platform powered by Arive, LLC (operated by Wizni, Inc.) to complete your mortgage application.

Marc Lala (NMLS #2478402) is a licensed loan originator in New Jersey and Connecticut. All loans are subject to underwriting, credit approval, and property review.

Purchase | Refinance

Purchase | Refinance

About me

Marc Lala
Senior Loan Officer
NMLS #2478402
Green River Capital, NMLS #886337

With a background as a financial analyst at one of NYC’s largest publicly traded real estate firms, I bring a deep understanding of the financial side of property ownership. I was honored to be named Rookie of the Year at my previous mortgage company—driven by a passion for helping clients make smart, confident moves toward homeownership.

My approach focuses on transparency, integrity, and personalized guidance. I take the time to understand your goals and walk you through mortgage solutions step-by-step, making the process clear and simple.

By clicking "Apply Now", you will be redirected to a secure third-party platform powered by Arive, LLC (operated by Wizni, Inc.) to complete your mortgage application.

Marc Lala (NMLS #2478402) is a licensed loan originator in New Jersey and Connecticut. All loans are subject to underwriting, credit approval, and property review.

Reviews

  • "I had a great experience with Marc Lala. He was attentive and always available to answer questions, even during non-business hours. Marc truly cares about his clients. I was in very good hands and was confident Marc would look out for my best interest at all times. I highly recommend!"

    Georgeann B.

  • "Marc was a pleasure to work with. He answered my questions and responded to me in a timely manner. He made the experience stress free. Will gladly use him again and recommend him."

    -Kumar

  • "Marc's service stood out with how honest and communicative he was with us. This was our first mortgage so we had a lot of questions. He was always very responsive and took the time to explain any trepidations we may have had."

    Balpreet S.

  • "Marc helped me to get my first mortgage, he and his team did phenomenal job. They answer all my questions , Quick response, smooth process, closing was on time."

    Wassim Z.

  • "I had the pleasure of working with Marc during my mortgage process, and I can’t recommend him highly enough. From start to finish, Marc was incredibly knowledgeable, patient, and responsive. He took the time to explain every step of the process in clear terms, ensuring I always felt informed and confident in the decisions I was making."

    Steven N.

  • "Marc and his company are wonderful. I love them. They help me out from the beginning to the end. They made sure I was good. They made sure I was comfortable. They asked questions they allow me to ask questions and any time I reached out they were able to help me. I truly appreciate them."

    Kezzie J.

  • "Marc is incredible! Very knowledgeable guys! Has answers to all your questions! Very quick to respond and very helpful! A pleasure to work with. Thank you, Marc, for all your help and support!"

    Ekaterina R.

  • "As a Realtor, having a lender who you can trust and works equally as hard if not more to help all of your clients, is just as important as providing good service yourself. Marc is available 24/7 and makes this process for myself and all of our clients as smooth as possible. Marc and his team provide excellent customer service and make sure you’re ready every step of the way. Who you work with matters!"

    Donato L.

  • "Marc has been a great asset to my clients. He’s always available to answer questions, knows how to explain things easily so that they’re not overwhelmed . I look forward to my deals when the client chooses Marc & His team because I know the transaction will go as smooth as can be."

    Helen C.

Looking to Refinance?

By clicking "Apply Now", you will be redirected to a secure third-party platform powered by Arive, LLC (operated by Wizni, Inc.) to complete your mortgage application.

Marc Lala (NMLS #2478402) is a licensed loan originator in New Jersey and Connecticut. All loans are subject to underwriting, credit approval, and property review.

EDUCATIONal Videos

Featured
Benefit of working with a Mortgage Broker
Benefit of working with a Mortgage Broker

I wanted to go over the number one benefit of working with a mortgage broker like myself, and that's that we'll only have to do one credit check and I can look at various lenders and their terms. Instead of you having to go to a bunch of lenders and banks and have your credit ran multiple times, I only have to do it once. I can also do a soft credit check and check out your credit and give you the , estimated payments and everything like that. So if you guys have any questions, please feel free to let me know.

Closing Cost Breakdown on a Property
Closing Cost Breakdown on a Property

Don’t Forget About Closing Costs When Buying a Home.

If you’re planning to buy a home, make sure you budget for closing costs. These can vary depending on where you’re buying, local taxes, and even the day of the month you close.

Some common closing costs include:

  • Underwriting or lender fees

  • Title insurance

  • Recording and tax fees

  • Prepaid insurance, taxes, and interest

  • Escrow for insurance and taxes (if you’re escrowing)

  • Attorney fees, depending on your location

If you have any questions about what to expect, feel free to reach out. Have a great week!

Debt to Income Ratio
Debt to Income Ratio

If you're in the market right now to buy a home and you're getting pre-approved, the lender's going to look at something called your debt-to-income ratio, and this is basically your total debt over your gross income. So they're going to look at your monthly liabilities, like if you have student loan debt, if you have car payments, other installment debts, minimum credit card payments, and also the expected housing payment of the home you're looking to purchase. This will all be accounted for in your total debt, and they'll put that over your gross income to see what you qualify for. So if you have any questions, just feel free to reach out. Have a great week.

EDUCATIONal Posts